October 30th is HGAR’s annual Members’ Day, which is an exciting and incredibly important day for all Realtors in our five-county service area. There is a lunch that day that many people do not know about—it is the RPAC luncheon. The luncheon program consists of an update from New York State Association of Realtors Government…
Read More
The Putnam County Industrial Development Agency, which nearly disbanded over a year ago, is about to be re-launched. This is very timely and our business community cannot wait. As Legislator Bill Gouldman said, “The future of our county is through developing new opportunities for business and helping current business thrive.” According to the IDA website…
Read More
Summer is well under way; in fact it’s almost over, as we already see fall clothing hitting the stores. However, before we even get to September we need to take a look at our self-care. Did you take a vacation this summer? Did you find some “me” time? Or did you push your way once…
Read More
One of Dorothy Botsoe’s lead initiatives as HGAR President has been to reach out to the membership and have a direct dialogue with our members with the “Tea with the President” events this spring and “Pizza Parties” this summer and fall throughout Westchester, Putnam, Rockland, Orange, Manhattan and the Bronx. Dorothy has also reached out…
Read More
The debt ceiling is a little hard to comprehend. It is the amount of money the federal government is allowed to borrow. When the federal debt ceiling is raised it is done to pay bills that have already been incurred by the federal government. This is an important point that people fail to realize. Unfortunately,…
Read More
Knowledge Is Power: The New York State Attorney General and the three credit reporting agencies initiated changes by a settlement agreement that resulted in the birth of an entity known as the “National Consumer Assistance Plan.” This new rule changes the way public records related to civil judgments and tax liens are reported on consumer…
Read More
After a few years of living in Putnam County, I learned that to have a say in local elections you had to vote in the primary, and historically the Republican candidate would win. After a few years, I became a Republican to have a choice of who would wind up in whatever office was being…
Read More
Repairs on the MTA rail system have not been made because of a supposed lack of a revenue stream. This is simply false according to Nicole Gelinas, a senior fellow of the Manhattan Institute and a contributing editor to the Manhattan Institute’s City Journal. Gelinas, who is also a columnist with the New York Post,…
Read More
The foundation of all successful real-estate deals is the finance package. This is where everything you have worked so hard for to help close your deal can get derailed. I thought this was a good time to take a look at mortgages with one of Westchester’s most knowledgeable mortgage specialists, David Valcich of Associated Mortgage…
Read More
I recently returned from a state conference of Realtor Association executives that featured a broad spectrum of speakers who addressed a myriad of topics that currently confront our industry. One of the speakers was Aleks Velkoski, data scientist and a member of the Data Analytics Group of the National Association of Realtors. Aleks, as his…
Read More
Jobs, local jobs, local jobs with minimal college debt. Some of us keep repeating the mantra over and over, but it often seems to fall on deaf ears. With all the talk of burdensome student debt, free college, minimum wages and even a proposed (ugh!) Universal Basic Income, the fact is that right here in…
Read More
It is well known that Article 3 of the Realtor Code of Ethics deals with cooperation, surely an underpinning of an ethical real estate practice and a fluid marketplace. However, not all may be familiar with the nuances that are part and parcel of this rule of ethics. Article 3 closely resembles fiduciary law in…
Read More
Under the terms of the Americans with Disabilities Act (ADA), attorneys may collect fees related to pursuing claims of non-compliance of the law but plaintiffs are not permitted to collect damages. Lawsuits often target easily correctible infractions such as signage, soap dispenser heights and transition lifts on ramps. Owners of these properties often have a…
Read More
We are taught at an early age by our parents and teachers to always say please and thank you. Alas, sometimes as we grow older we forget the common courtesies in the hustle and bustle of everyday life, but we should not forget to show our appreciation to the HGAR members who give up so…
Read More
“Patience, persistence and perspiration make an unbeatable combination for success.” Napoleon Hill There’s a biblical phrase my mother used to often say to me “To whom much is given much is expected,” and after my first six months as HGAR President I totally believe she continues to be right! We have come a long way…
Read More
Recently, we discussed Putnam County’s not-for-profits and how the business community could best support and enhance their efforts. To extend that topic further, perhaps we should consider promoting Putnam County as a hub for religious organizations. People may not realize it, but Putnam County is home to some rather large religious organizations. One of my…
Read More
Big changes are needed at the local government level in order to make home ownership attractive to the millennial generation. Big changes are needed at the state level to our transportation system in order to get people from Point A to Point B. To begin to foster change on the local level, Realtors should attend…
Read More
“Go out on a limb. That’s where the fruit is.” – Jimmy Carter It's May and our real estate season is off to a good start! But to keep bearing "good fruit," we must keep the pressure on our state legislators to promote our agenda and I urge all Realtors to come together for our…
Read More
I know. We often sound like a broken record. “Please contribute to the Realtors Political Action Committee (RPAC)--It’s your safety net and insurance policy concerning Realtor issues and homeownership interests.” “Please respond to NAR’s most recent call to action—you need to let your legislative leaders know how important maintaining the mortgage interest deduction is, or…
Read More
“CFA” has been a buzzword in state politics for awhile, yet few seem to understand it or what it means. With the process now in its seventh year, the New York State website states, “The CFA (or Consolidated Funding Application) process marks a fundamental shift in the way state resources are allocated, ensuring less bureaucracy…
Read More